Experts in Asset Management for expatriates and French residents

An overall perception of assets (Finance, Life insurance, Property, Pensions...)

A one-to-one relationship wherever you are

Leading partners

Independence leading to perfectly tailored products


Equance: an International Group; the Architect of your Assets
The Equance Group is the fruit of 20 years' experience in Analysis, Auditing and Asset Management Consultancy.
International experience acquired through the thousands of customers who have followed its consultants' recommendations has provided it with highly valued up-to-the minute skill, unanimously recognised both by investors resident in France and expatriates.
The company is based in Montpellier and has a multidisciplinary team of professionals comprised of lawyers and tax specialists. With its high level of responsiveness, Equance has made its customer services the reference for its entire activity.

Equance's range of products relies on leading national and international corporations, responding to short, medium and long-term needs.

Our reputation is built upon:
- The expertise of our team of Asset Management Consultants,
- The quality of our partners and suppliers,
- The individual attention provided by the close relations between investor and advisor.

Equance is a member of the CGPC (Conseils en Gestion de Patrimoine Certifiés - Certified Asset Management Consultancy), the CIP (Chambre des Indépendants du Patrimoine - Chamber of Independent Property Experts), the FNAIM (Fédération Nationale des Agents Immobiliers - National Estate Agents Federation) and the FCA (Fédération Française des Courtiers d'Assurances - French Insurance Brokers Federation).

The Equance team
Equance is structured around 4 main departments :
- Asset Management Department
- Customer Services Department
- Management Department
- Marketing Department

The group uses an operating system with the latest technological advances in its communications.
Customers and consultants alike can track the progress of their investments at any time through a 100% secure "extranet" site.

Equance values
Because is it essential to get good advice, Equance wishes to share the benefits of its extensive experience of the expatriate environment with you :
- Its thorough knowledge of bilateral tax regulations (tax conventions, absence of conventions, etc.),
- Its experience in expatriation matters: because relocating brings about a fundamental change in one's personal situation,
- A selection of adaptable, multi-currency international investment products,
- A long-term outlook for anticipating a return to France,
- Specialised expertise in dealing with complex and specific cases.

Specific knowledge of the French legal and fiscal environment for clients resident in France :
- Civil Law: Matrimonial regimes, International Marriages, Successions, Transfers...
- Tax Law: Finance laws, Tax Optimisation, Specific provisions...
- Economic law: Finance, Securities, Life Insurance, Provision...
- Social Environment: Family Resettlement, Retirement…

Our partners

EQUANCE selects its products from among leading names in Insurance and Finance, in the constant quest for excellence :

        
        
        
         
         

To provide our customised made-to-measure solutions, EQUANCE hand-picks its partners and consultants.


Tax optimisation and Property "Leverage"

Buy-to-let property investments as well as tax optimisation strategies must be part of the overall approach to assets.
Investment credit can be a "lever" for optimising yield performance.
Here again, leading French companies are selected to offer investors the added guarantee of a well-known name, both in the quality of our operations and in our fixed asset management, the key to the continuity of your assets.

Our offices:
Le Phénix - Bât.9
1350, Rue Albert Einstein
CS 49521
34 961 MONTPELLIER Cedex 2

Phone. 33 (0) 4 67 71 05 42 - Fax 33 (0) 4 67 65 85 37